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. . Issue new cards , add authorized users, they can move up the ranks and get hold of a manager to make changes to there targets account like transfer funds, once enough data is collected. A pretexter will have done some homework first and obtained bits and pieces of a persons identity and then try and fill in the blanks. ) in order to have them release personal information about a selected target. . . Etc, school, electric, phone, cable, e, pRETEXTING is a technique of calling into a service company ( i. Phishing and pretexting are more one on one, while pharming and card skimming could be considered hacking. It takes advantage of peoples vulnerabilities and ignorance. Social engineering is a broader term used for manipulating people to divulge personal information usually associated with identity theft.

Place of birth or even dogs name were sufficient for identification, mothers' maiden name, last 4 digits of your social security number, in the past. 2 years later in March 2008 they implemented CPNI - "Customer Proprietary Network Information". This brought about intervention from the Federal Trade Commission. People first coined the phrase 'pretexting' in 2006 after then CEO of Hewlett Packard hired private investigators to impersonate board members to the phone company to obtain phone records because someone was leaking ongoing boardroom disputes to the press.

Hence it is also illegal for me to give out the access code or password if a customer initiates the call to me. Service providers may call the telephone number on record and discuss detail information, also. I may send call detail information to the customers address on record, at the customers request, as their service provider. . . The rules are quite simple and the fines are stiff. Either a random one or one they provide ( not last 4 of the SSN# ). Account balances and the like without an access code or pin#, passwords, email addresses, today I work for a nation wide cable / internet provider and it has become illegal for me to discuss phone records.

And watch your own back, be mindful of who know how much about you, the best way NOT to fall victim to deceptive tactics is to stay vigilant. But that's for another time. Then there is the story of how social engineers used pretexting to take over and ruin the accounts of Xbox Live rivals.